NPS Calculator

Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)

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Calculate NPS retirement corpus with triple tax benefit. Extra ₹50K deduction under 80CCD(1B) beyond ₹1.5L (total ₹2L). Employer contribution: Fully deductible (no limit). 60% lump sum tax-free at retirement. Expected return: 9-12% based on equity allocation. Low cost: 0.01-0.09% fund charges.

Current Age (Years) *

Retirement Age (Years)

Minimum age 60 for normal withdrawal

Monthly Contribution (Employee) (₹) *

Minimum: ₹500/month (₹6,000/year) | Deduction: Up to ₹2 lakh/year

Monthly Contribution (Employer) (₹)

Corporate NPS: Fully deductible under 80CCD(2) with no limit

Existing NPS Corpus (₹)

Current balance in your NPS account (if any)

Equity Allocation (%)

Maximum 75% (50% after age 50 in auto-choice). Higher equity = higher returns

Expected Annual Increment in Contribution (%)

Expected annual increase in your contributions (aligns with salary increment)

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