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Financial Calculators

Smart Financial Planning Tools

Free, accurate calculators to help you make informed financial decisions. From tax planning to investment returns.

Featured Calculators

Income Tax Calculator
Compare old vs new tax regime and calculate your income tax liability
GST Calculator
Calculate GST amount for goods and services with reverse calculation
GST Composition vs Regular Scheme Calculator
Compare 1% GST composition scheme vs 18% regular scheme with ITC benefits for content creators. Find break-even point (40-50% expenses) and 5-year savings projection
SIP Returns Calculator
Calculate returns on your Systematic Investment Plan (SIP) investments
Home Loan EMI Calculator
Calculate your home loan EMI with amortization schedule
NRI Tax Calculator
Calculate tax liability for NRIs with DTAA benefits consideration
Section 44ADA Presumptive Taxation
Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit
HRA Exemption Calculator
Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker
Section 80C Deductions
Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)
Health Insurance Tax Deduction: Section 80D, 80DD, 80DDB
Calculate tax deductions for health insurance premiums, disabled dependents, and critical illness treatment. Save up to ₹46,800 annually
Capital Gains Comprehensive
Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)
PPF Calculator
Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)
EPF Calculator
Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)
NPS Calculator
Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)
Comprehensive EMI Calculator
Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)
Asset Allocation Calculator
Find your ideal debt vs equity investment mix based on age, risk profile, and financial goals with rebalancing schedule
YouTube Income Calculator
Calculate your total YouTube income including AdSense, sponsorships, memberships, and affiliate revenue with tax implications
Content Creator GST Calculator
Determine your GST registration requirement and calculate GST liability for content creators with multiple income streams
Brand Deal Rate Calculator
Calculate fair rates for brand collaborations based on followers, engagement, deliverables, and industry benchmarks with TDS calculation
Creator Income Tax Calculator
Calculate income tax for content creators with multiple revenue streams and extensive deductions for equipment and expenses
Multi-Platform Income Consolidator
Consolidate income from YouTube, Instagram, Patreon, courses, affiliate, and more platforms with automatic tax calculations
Barter Deal Valuation & Tax Calculator
Calculate Fair Market Value (FMV) of product collaborations, Section 194R TDS, and net tax liability. Track multiple barter deals and optimize expenses
TDS Recovery & Refund Calculator
Track TDS deductions from brand payments, calculate expected refund, and plan ITR filing for maximum recovery
Equipment Purchase Timing & Depreciation Calculator
Buy before Sept 30 for double Year 1 depreciation. Save ₹50K-2L through optimal timing.
Salary Structure Optimizer - HRA, LTA, NPS
Optimize director salary with tax-efficient components. Save ₹3-5 lakhs annually.
Old vs New Tax Regime Comparison Calculator
Compare tax under old and new regimes. Choose optimal regime and save ₹50K-2L annually.
Presumptive Taxation vs Regular Accounting Calculator
Compare Section 44ADA (50%) and 44AD (6-8%) with regular books. Find optimal method.
Income Splitting Calculator - Family Member Salaries
Optimize tax by paying legitimate salaries to family members. Shift income to lower tax brackets and save ₹2-4L annually
Advance Tax Quarterly Calculator with Interest Penalty
Calculate quarterly advance tax installments (15-45-75-100%) with Section 234B and 234C interest penalty calculator for FY 2024-25
Home Office Deduction Calculator for Content Creators
Calculate proportionate rent, electricity, internet deductions for home office. Save ₹50,000-1,50,000 annually with proper documentation
Foreign Tax Credit (FTC) Calculator with DTAA Benefits
Calculate foreign tax credit under DTAA for income from USA, UK, Singapore, UAE. Avoid double taxation and save ₹1-5L annually
Quarterly Tax Planning Dashboard
Complete quarterly tax planning with income tracking, advance tax, GST payments, and year-end projections for content creators
Crypto & NFT Income Tax Calculator: Section 115BBH
Calculate 30% tax on cryptocurrency and NFT income. Includes trading, staking, mining, and NFT sales taxation under Section 115BBH
Section 80G Charitable Donations Tax Deduction Calculator
Calculate tax deductions for donations to NGOs, PM CARES, relief funds. 50%-100% deduction available based on organization type
YouTube Channel & Creator Brand Sale Tax Calculator
Calculate capital gains tax when selling YouTube channel, Instagram account, or creator brand. Includes valuation methods and tax optimization strategies
Virtual Events & Live Stream Income Tax Calculator
Calculate tax on webinars, masterclasses, Super Chat, and live stream income. Includes Section 44ADA and GST guidance
Advance Tax Quarterly Calculator
Calculate quarterly advance tax payments (June 15, Sept 15, Dec 15, March 15) with presumptive taxation scenarios. Includes Section 234B and 234C interest calculation for late payments
Foreign Tax Credit Calculator
Calculate foreign tax credit on YouTube/Patreon/international income. Apply Section 90/91 DTAA benefits and Form 67 filing. Handles US, UK, and other treaty countries
Income Splitting Tax Calculator
Split income across family members to maximize progressive tax slab benefits. Typically saves ₹1-3L for ₹20L+ family income. Includes Section 64 clubbing provision warnings
Home Office Deduction Calculator
Calculate deductible portion of rent, electricity, internet, property tax based on home office area allocation. Includes CBDT-compliant 20-30% business-use percentage guidelines
Featured
Income Tax Calculator
Compare old vs new tax regime and calculate your income tax liability
5 min
tax
income
regime comparison
Featured
GST Calculator
Calculate GST amount for goods and services with reverse calculation
2 min
gst
tax
business
Featured
GST Composition vs Regular Scheme Calculator
Compare 1% GST composition scheme vs 18% regular scheme with ITC benefits for content creators. Find break-even point (40-50% expenses) and 5-year savings projection
5 min
gst
composition scheme
input tax credit
Featured
SIP Returns Calculator
Calculate returns on your Systematic Investment Plan (SIP) investments
3 min
sip
mutual funds
investment
Featured
Home Loan EMI Calculator
Calculate your home loan EMI with amortization schedule
5 min
emi
home loan
mortgage
Featured
NRI Tax Calculator
Calculate tax liability for NRIs with DTAA benefits consideration
10 min
nri
tax
dtaa
Featured
Section 44ADA Presumptive Taxation
Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit
4 min
44ada
presumptive
professionals
Featured
HRA Exemption Calculator
Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker
5 min
hra
exemption
salary
Featured
Section 80C Deductions
Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)
4 min
80c
deductions
nps
Featured
Health Insurance Tax Deduction: Section 80D, 80DD, 80DDB
Calculate tax deductions for health insurance premiums, disabled dependents, and critical illness treatment. Save up to ₹46,800 annually
8 min
section-80d
section-80dd
section-80ddb
Featured
Capital Gains Comprehensive
Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)
8 min
capital gains
ltcg
stcg
Featured
PPF Calculator
Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)
4 min
ppf
eee
tax free
Featured
EPF Calculator
Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)
6 min
epf
retirement
employer
Featured
NPS Calculator
Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)
8 min
nps
80ccd
retirement
Featured
Comprehensive EMI Calculator
Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)
6 min
emi
home loan
car loan
Featured
Asset Allocation Calculator
Find your ideal debt vs equity investment mix based on age, risk profile, and financial goals with rebalancing schedule
3 min
asset allocation
age
debt equity
Featured
YouTube Income Calculator
Calculate your total YouTube income including AdSense, sponsorships, memberships, and affiliate revenue with tax implications
5 min
youtube
adsense
sponsorship
Featured
Content Creator GST Calculator
Determine your GST registration requirement and calculate GST liability for content creators with multiple income streams
5 min
gst
content creator
tax
Featured
Brand Deal Rate Calculator
Calculate fair rates for brand collaborations based on followers, engagement, deliverables, and industry benchmarks with TDS calculation
4 min
brand deals
sponsorship
influencer
Featured
Creator Income Tax Calculator
Calculate income tax for content creators with multiple revenue streams and extensive deductions for equipment and expenses
7 min
income tax
content creator
section 44ada
Featured
Multi-Platform Income Consolidator
Consolidate income from YouTube, Instagram, Patreon, courses, affiliate, and more platforms with automatic tax calculations
10 min
multi-platform
income consolidation
youtube
Featured
Barter Deal Valuation & Tax Calculator
Calculate Fair Market Value (FMV) of product collaborations, Section 194R TDS, and net tax liability. Track multiple barter deals and optimize expenses
5 min
barter deal
section 194r
fmv
Featured
TDS Recovery & Refund Calculator
Track TDS deductions from brand payments, calculate expected refund, and plan ITR filing for maximum recovery
6 min
tds
refund
form 16a
Featured
Equipment Purchase Timing & Depreciation Calculator
Buy before Sept 30 for double Year 1 depreciation. Save ₹50K-2L through optimal timing.
depreciation
equipment
september 30
Featured
Salary Structure Optimizer - HRA, LTA, NPS
Optimize director salary with tax-efficient components. Save ₹3-5 lakhs annually.
8 min
salary structure
hra
lta
Featured
Old vs New Tax Regime Comparison Calculator
Compare tax under old and new regimes. Choose optimal regime and save ₹50K-2L annually.
tax regime
new regime
old regime
Featured
Presumptive Taxation vs Regular Accounting Calculator
Compare Section 44ADA (50%) and 44AD (6-8%) with regular books. Find optimal method.
7 min
presumptive taxation
section 44ada
section 44ad
Featured
Income Splitting Calculator - Family Member Salaries
Optimize tax by paying legitimate salaries to family members. Shift income to lower tax brackets and save ₹2-4L annually
8 min
income splitting
family salary
tax optimization
Featured
Advance Tax Quarterly Calculator with Interest Penalty
Calculate quarterly advance tax installments (15-45-75-100%) with Section 234B and 234C interest penalty calculator for FY 2024-25
6 min
advance tax
quarterly tax
234b
Featured
Home Office Deduction Calculator for Content Creators
Calculate proportionate rent, electricity, internet deductions for home office. Save ₹50,000-1,50,000 annually with proper documentation
6 min
home office
deduction
rent
Featured
Foreign Tax Credit (FTC) Calculator with DTAA Benefits
Calculate foreign tax credit under DTAA for income from USA, UK, Singapore, UAE. Avoid double taxation and save ₹1-5L annually
7 min
foreign tax credit
ftc
dtaa
Featured
Quarterly Tax Planning Dashboard
Complete quarterly tax planning with income tracking, advance tax, GST payments, and year-end projections for content creators
15 min
quarterly planning
advance tax
gst quarterly
Featured
Crypto & NFT Income Tax Calculator: Section 115BBH
Calculate 30% tax on cryptocurrency and NFT income. Includes trading, staking, mining, and NFT sales taxation under Section 115BBH
8 min
crypto
nft
section-115bbh
Featured
Section 80G Charitable Donations Tax Deduction Calculator
Calculate tax deductions for donations to NGOs, PM CARES, relief funds. 50%-100% deduction available based on organization type
7 min
section-80g
charitable-donations
ngo-donations
Featured
YouTube Channel & Creator Brand Sale Tax Calculator
Calculate capital gains tax when selling YouTube channel, Instagram account, or creator brand. Includes valuation methods and tax optimization strategies
12 min
exit-planning
channel-sale
capital-gains
Featured
Virtual Events & Live Stream Income Tax Calculator
Calculate tax on webinars, masterclasses, Super Chat, and live stream income. Includes Section 44ADA and GST guidance
8 min
virtual-events
webinar
masterclass
Featured
Advance Tax Quarterly Calculator
Calculate quarterly advance tax payments (June 15, Sept 15, Dec 15, March 15) with presumptive taxation scenarios. Includes Section 234B and 234C interest calculation for late payments
7 min
advance-tax
quarterly-payment
section-234b
Featured
Foreign Tax Credit Calculator
Calculate foreign tax credit on YouTube/Patreon/international income. Apply Section 90/91 DTAA benefits and Form 67 filing. Handles US, UK, and other treaty countries
8 min
foreign-tax-credit
dtaa
section-90
Featured
Income Splitting Tax Calculator
Split income across family members to maximize progressive tax slab benefits. Typically saves ₹1-3L for ₹20L+ family income. Includes Section 64 clubbing provision warnings
10 min
income-splitting
family-income
tax-slabs
Featured
Home Office Deduction Calculator
Calculate deductible portion of rent, electricity, internet, property tax based on home office area allocation. Includes CBDT-compliant 20-30% business-use percentage guidelines
6 min
home-office
deduction
rent
Retirement Planning Calculator
Plan your retirement corpus and calculate monthly savings required
10 min
retirement
planning
savings
Freelancer Income Calculator
Convert foreign income (USD/EUR) to INR and calculate tax implications
5 min
freelancer
foreign income
usd
NRI Residential Status Determination
Determine tax residential status using 182-day, 60/365-day, 120-day rules and Section 6(1A) provisions
8 min
nri
residential status
182 days
DTAA Tax Relief & Foreign Tax Credit
Calculate tax benefits under Double Taxation Avoidance Agreements with foreign tax credit eligibility
10 min
dtaa
double taxation
foreign tax credit
NRI Account Comparison & Taxation
Compare NRE, NRO, and FCNR accounts for interest taxation, repatriation limits, and suitability
6 min
nre
nro
fcnr
Section 195 TDS on Property Sale
Calculate TDS obligations when NRIs sell property with exemption planning under Sections 54/54EC/54F
12 min
tds
property sale
section 195
Foreign Asset Reporting (Schedule FA/FSI)
Determine reporting requirements for foreign assets under Black Money Act with penalty analysis
15 min
schedule fa
foreign assets
black money act
NRI Repatriation Limit Tracker
Track cumulative repatriation from NRO accounts against USD 1 million annual limit for FEMA compliance
5 min
repatriation
nro
fema
NRI Capital Gains Tax Calculator
Calculate capital gains on equity, mutual funds, property, and gold with Sections 115E/115F provisions
10 min
capital gains
ltcg
stcg
Foreign Retirement Account Taxation (401k/IRA)
Calculate Indian tax on foreign retirement accounts with Section 89A deferral and DTAA treatment
12 min
401k
ira
pension
Forex Exchange Rate Impact Calculator
Calculate currency fluctuation impact on capital gains with Clause 72(6) provisions (effective April 2026)
8 min
forex
currency
exchange rate
NRI Rental Income Tax Calculator
Calculate tax on Indian property rental with 30% standard deduction, housing loan interest, and DTAA rates
7 min
rental income
property
tds
NRI Mutual Fund & Equity Taxation
Calculate tax on equity and mutual fund investments with dividend taxation and Section 115F exemption
8 min
mutual funds
equity
dividends
NRI Total Tax Liability Calculator
Comprehensive tax calculator aggregating all income sources with Chapter VI-A deductions and foreign tax credit
15 min
total tax
comprehensive
all income
LRS & TCS on Remittances Calculator
Calculate Tax Collected at Source on foreign remittances under Liberalized Remittance Scheme
5 min
lrs
tcs
remittances
Lower TDS Certificate (Section 197)
Calculate eligible lower TDS rate for certificate application on property sales, NRO interest, rent, and fees
10 min
section 197
lower tds
certificate
NRI Gift & Family Transfer Tax
Calculate tax implications of gifts and intra-family transfers with exempt relationships and FEMA restrictions
6 min
gifts
family transfer
clubbing
NRI Investment Tax Planning
Compare tax implications across different NRI investment options with TDS rates and post-tax returns
12 min
nri
investment
tax planning
GST Export of Services Calculator
Calculate GST liability for export services with zero-rated exports under LUT and ITC refund eligibility
5 min
gst
export
zero-rated
Section 195 TDS on Foreign Payments
Calculate TDS on payments to non-residents with DTAA rates and Form 15CA/15CB requirements
7 min
section 195
tds
foreign payments
Freelancer Advance Tax Calculator
Calculate quarterly advance tax with Section 44ADA single payment option and interest calculation
6 min
advance tax
quarterly
44ada
Section 44AB Tax Audit Threshold
Check if tax audit is required based on turnover with Section 44AD/44ADA presumptive scheme thresholds
5 min
44ab
tax audit
threshold
Professional Tax Calculator (State-wise)
Calculate state-level professional tax with comprehensive state-wise rates and slabs
3 min
professional tax
state tax
pt
Foreign Exchange Gain/Loss Calculator
Calculate forex gains/losses on foreign currency transactions with tax implications
5 min
forex
exchange rate
currency
Payment Gateway Charges & Net Realization
Calculate net realization after payment gateway fees with comparison across PayPal, Stripe, Wise, Razorpay
3 min
payment gateway
paypal
stripe
FEMA Compliance & Remittance Tracker
Track foreign remittances under LRS with TCS calculation and USD 250,000 annual limit tracking
5 min
fema
lrs
remittance
GST Input Tax Credit (ITC) Optimizer
Optimize GST ITC utilization for exporters with refund eligibility and utilization percentage
6 min
gst
itc
input tax credit
Net Income Calculator (All Deductions)
Calculate true net income after all business expenses, taxes, and deductions for foreign client freelancers
10 min
net income
expenses
deductions
Freelancer Tax Calendar & Deadlines
Complete tax calendar with all critical deadlines for ITR, advance tax, GST, TDS, and audit compliance
5 min
tax calendar
deadlines
itr
Section 80D Health Insurance
Calculate health insurance premium deductions with separate limits for self and parents
3 min
80d
health insurance
medical
Standard Deduction & 87A Rebate
Calculate standard deduction and Section 87A rebate with FY 2025-26 Budget updates (₹75K + ₹60K)
3 min
standard deduction
87a
rebate
House Property Income Tax
Calculate income from house property with self-occupied vs let-out comparison
6 min
house property
rental
home loan
Salary & Perquisites Calculator
Comprehensive salary breakdown with perquisites and exempt allowances (conveyance, education)
8 min
salary
perquisites
ctc
Gratuity Calculator
Calculate gratuity payable after 5 years service with tax exemption limits (₹20L private, ₹25L govt)
5 min
gratuity
retirement
exemption
Leave Encashment Calculator
Calculate taxable leave encashment with Budget 2023 update (₹25L exemption)
5 min
leave encashment
retirement
exemption
TDS Comprehensive Calculator
Calculate TDS across salary, interest, rent, professional fees with latest rates (rent 2% - Oct 2024)
5 min
tds
salary
interest
Tax Refund Calculator
Calculate expected refund and reconcile Form 26AS with interest calculation
6 min
refund
26as
tds
Capital Gains Exemption (54/54EC/54F)
Calculate LTCG exemptions under Sections 54/54EC/54F with ₹10 crore limit
10 min
section 54
54ec
54f
Business vs Professional (44AD vs 44ADA)
Compare presumptive taxation vs regular method (44AD: 8%, 44ADA: 50%)
6 min
44ad
44ada
presumptive
Tax Loss Harvesting
Optimize capital gains tax through strategic loss booking (₹1.25L LTCG exemption)
5 min
loss harvesting
capital gains
ltcg
Mutual Fund Comparison
Compare mutual fund returns with CAGR, expense ratio impact, and post-tax returns
6 min
mutual funds
sip
cagr
ELSS vs 80C Options
Compare ELSS, PPF, Tax Saver FD under Section 80C with post-tax returns
7 min
elss
ppf
fd
Sukanya Samriddhi Yojana (SSY)
Calculate SSY maturity for girl child (8.2% p.a., ₹250-₹1.5L/year, 21 years)
5 min
ssy
girl child
beti bachao
Lumpsum Investment Returns
Calculate returns on one-time investment with compound interest and CAGR analysis
3 min
lumpsum
compound interest
cagr
Investment Portfolio Rebalancer
Rebalance your investment portfolio to maintain target asset allocation
6 min
portfolio
rebalancing
asset allocation
Senior Citizen Savings Scheme (SCSS)
Calculate SCSS returns for 60+ (8.2% p.a., ₹30L max, quarterly payouts, 80C benefit)
6 min
scss
senior citizen
quarterly
FD vs Investments Comparison
Compare FD, PPF, NSC, POMIS, RD with tax impact and post-tax returns
7 min
fd
ppf
nsc
Loan Prepayment Calculator
Calculate prepayment impact: Reduce Tenure vs Reduce EMI with interest savings comparison
7 min
prepayment
emi
tenure
Platform Fee Calculator for Creators
Calculate net income after platform fees, payment processing charges, and currency conversion for YouTube, Patreon, Twitch, and more
3 min
platform fees
youtube
patreon
Creator Business Structure Calculator
Compare Individual, Proprietorship, LLP, and Private Limited structures to find the best business entity for your creator business
6 min
business structure
incorporation
llp
Sponsorship Income Tracker
Track multiple brand deals, payment status, TDS deductions, and cash flow projections for content creators
5 min
sponsorship
brand deals
income tracking
Content Production Cost Calculator
Calculate per-video production costs including equipment depreciation, team expenses, and break-even revenue requirements
6 min
production cost
per-video cost
break-even
Creator Expense Tracker & Deduction Optimizer
Track expenses, optimize deductions, and compare Section 44ADA vs regular taxation for maximum tax savings
8 min
expense tracking
deductions
section 44ada
International Creator Income Tax Calculator
Calculate India tax liability for foreign creators earning from Indian brands, audiences, and platforms with DTAA benefits
8 min
international
foreign creator
dtaa

Need Expert Advice?

While our calculators provide accurate estimates, personalized financial advice can help you optimize your strategy.