Compliance Hacks
easy
low risk
Annual
1 min read
Updated October 2025
Form 15G/15H for Zero Tax
Avoid TDS on interest if income below taxable limit
Potential Savings
Avoid TDS
Time Required
Annual
Complexity
easy
Legal Status
fully legal
Applicable to:
Low Income
Senior Citizen
What is This Hack?
Submit Form 15G (below 60) or 15H (senior citizens) to banks/payers if income below taxable limit to avoid TDS deduction on interest entirely
Key Benefits
- Potential savings: Avoid TDS
- Implementation time: Annual
- Legal status: fully legal
- Risk level: low
Related Topics
form 15g
form 15h
tds
interest
senior citizen