Capital Gains Hacks
medium
low risk
Annual - March
1 min read
Updated October 2025
Tax Loss Harvesting December
Offset gains by selling loss-making investments in March
Potential Savings
₹20,000-2 lakhs
Time Required
Annual - March
Complexity
medium
Legal Status
fully legal
Applicable to:
Investor
What is This Hack?
Sell loss-making equity investments in March to offset gains and reduce 20% STCG or 12.5% LTCG tax, then rebuy after settlement
Key Benefits
- Potential savings: ₹20,000-2 lakhs
- Implementation time: Annual - March
- Legal status: fully legal
- Risk level: low
Related Topics
tax loss harvesting
capital gains
ltcg
stcg
march 31
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