NRI Property Hacks
easy
low risk
1 day
1 min read
Updated 2025-10-30
Pre-Construction Interest Split
Claim pre-construction interest over 5 years
Potential Savings
₹30,000-2 lakhs over 5 years
Time Required
1 day
Complexity
easy
Legal Status
fully legal
Applicable to:
NRI
Resident
What is This Hack?
Claim pre-construction home loan interest over 5 years at ₹30,000 annually for self-occupied or fully for let-out property from possession year
Key Benefits
- Potential savings: ₹30,000-2 lakhs over 5 years
- Implementation time: 1 day
- Legal status: fully legal
- Risk level: low
Related Topics
home loan
interest
pre-construction
section 24
deduction