Tax Deduction Hacks
easy
low risk
1 hour
1 min read
Updated October 2025
Section 80GG Rent Without HRA
Claim rent deduction up to ₹60,000 without HRA
Potential Savings
₹18,720 annually
Time Required
1 hour
Complexity
easy
Legal Status
fully legal
Applicable to:
Self-employed
No HRA
What is This Hack?
Claim rent deduction up to ₹60,000/year (25% of income or rent-10% of income, whichever lower) if self-employed or employer doesn't provide HRA
Key Benefits
- Potential savings: ₹18,720 annually
- Implementation time: 1 hour
- Legal status: fully legal
- Risk level: low
Related Topics
80gg
rent
deduction
self employed
no hra