ELSS vs 80C Options

Compare ELSS, PPF, Tax Saver FD under Section 80C with post-tax returns

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Compare ELSS, PPF, Tax Saver FD under Section 80C (₹1.5L limit). ELSS: 3-year lock-in, 10-15% returns, LTCG 12.5%. PPF: 15-year, 7.1%, tax-free (EEE). FD: 5-year, 6-7%, interest taxable. Choose based on risk appetite and horizon.

Monthly Investment Amount (₹) *

Monthly SIP/installment (max ₹12,500 to stay within ₹1.5L annual limit)

Investment Period (Years) *

ELSS: Min 3 years | PPF: Min 15 years | FD: 5 years

Expected ELSS Return (%)

Typical: 10-15%

PPF Interest Rate (%)

Current: 7.1%

FD Interest Rate (%)

Typical: 6-7%

Your Tax Slab (%)

Old regime: 20% or 30% | New regime: 5%, 10%, 15%, 20%, 30%

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