Investment Hacks
easy
low risk
1 day
1 min read
Updated October 2025
ELSS 3-Year Lock-in
Shortest 80C lock-in: 3 years vs PPF 15 years
Potential Savings
Better liquidity
Time Required
1 day
Complexity
easy
Legal Status
fully legal
Applicable to:
Investor
What is This Hack?
Choose ELSS mutual funds for Section 80C deduction with shortest lock-in of 3 years versus PPF (15 years) or NSC (5 years) for liquidity
Key Benefits
- Potential savings: Better liquidity
- Implementation time: 1 day
- Legal status: fully legal
- Risk level: low
Related Topics
elss
80c
lock-in
ppf
nsc
liquidity
Related Calculators
ELSS vs 80C Options
Compare ELSS, PPF, Tax Saver FD under Section 80C with post-tax returns
Section 80C Deductions
Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)
PPF Calculator
Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)
Income Tax Calculator
Compare old vs new tax regime and calculate your income tax liability