Investment Hacks
easy
low risk
1 day
1 min read
Updated October 2025
PPF April 1 Strategy
Deposit by April 1 to earn full year interest
Potential Savings
Extra 1 month interest
Time Required
1 day
Complexity
easy
Legal Status
fully legal
Applicable to:
PPF Account Holder
What is This Hack?
Deposit PPF contribution by April 1 (not March 31) to earn interest for full year as interest calculated on lowest balance between 5th and month-end
Key Benefits
- Potential savings: Extra 1 month interest
- Implementation time: 1 day
- Legal status: fully legal
- Risk level: low
Related Topics
ppf
interest
timing
strategy