FD vs Investments Comparison

Compare FD, PPF, NSC, POMIS, RD with tax impact and post-tax returns

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Compare FD, PPF, NSC, POMIS, RD returns with tax impact. PPF: 7.1% tax-free (best). NSC: 7.7% (taxable, 80C). FD: 7-7.5% (taxable, no 80C). POMIS: 7.4% monthly income. Senior citizens: +0.5% on FD + ₹50K TDS limit. Choose based on goals, tenure, tax slab.

Investment Amount (₹) *

Investment Tenure (Years) *

Tax Slab (%)

Senior Citizen (60+ years)?

FD Interest Rate (%)

Typical: 7-7.5% (+0.5% for seniors)

PPF Rate (%)

Current: 7.1% p.a.

NSC Rate (%)

Current: 7.7% p.a.

POMIS Rate (%)

Current: 7.4% p.a.

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