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Salary & Perquisites Hacks
easy
low risk
At retirement
1 min read
Updated October 2025

Gratuity Exemption Bump

₹20 lakh tax-free gratuity for private sector

Potential Savings
₹6.24 lakhs tax saved
Time Required
At retirement
Complexity
easy
Legal Status
fully legal
Applicable to:
Salaried

What is This Hack?

Private sector employees get ₹20 lakh tax-free gratuity (increased from previous limits) at retirement

Key Benefits

  • Potential savings: ₹6.24 lakhs tax saved
  • Implementation time: At retirement
  • Legal status: fully legal
  • Risk level: low

Related Topics

gratuity
exemption
retirement
private sector

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Need Help Implementing This Hack?

Get expert guidance from CA Ashama Rajawat on implementing this strategy correctly for your specific situation.