NRI Investment Hacks
easy
low risk
1 day
1 min read
Updated 2025-10-30
NRE Interest Arbitrage
Earn 6.5-7.5% tax-free returns instead of FCNR 2-4%
Potential Savings
₹50,000-2 lakhs annually
Time Required
1 day
Complexity
easy
Legal Status
fully legal
Applicable to:
NRI
What is This Hack?
Park foreign earnings in NRE FDs at 6.5-7.5% tax-free returns instead of FCNR at 2-4%, saving significant tax annually
Key Benefits
- Potential savings: ₹50,000-2 lakhs annually
- Implementation time: 1 day
- Legal status: fully legal
- Risk level: low
Related Topics
nri
nre
fcnr
fixed deposit
interest
tax-free
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