Tax Deduction Hacks
medium
low risk
1 hour
1 min read
Updated 2025-10-30
Old vs New Regime Threshold
Switch to old regime if deductions exceed ₹4.5L
Potential Savings
₹50,000-2 lakhs
Time Required
1 hour
Complexity
medium
Legal Status
fully legal
Applicable to:
All Taxpayers
What is This Hack?
Switch to old regime if total deductions (80C+80D+HRA+24b) exceed ₹4.5 lakh for ₹25 lakh income, otherwise new regime saves more
Key Benefits
- Potential savings: ₹50,000-2 lakhs
- Implementation time: 1 hour
- Legal status: fully legal
- Risk level: low
Related Topics
old regime
new regime
comparison
tax planning